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Terms & Conditions

Last updated: May 17, 2026

Ment ("the Service") is operated by Adriano Ernesto Lamilla Ycaza("we", "us", "our"). By creating an account or using the Service you agree to these terms. If you do not agree, do not use the Service.

1. The service

Ment is a personal-finance budgeting application that lets you track income and expenses, set budgets and savings goals, and share household budgets. It does not move or hold funds and is not a regulated financial service.

2. Eligibility & account

You must be of legal age in your jurisdiction. You're responsible for keeping your credentials confidential and for activity under your account, and you agree to provide accurate information.

3. Acceptable use

You agree not to:

  • Use the Service unlawfully or fraudulently, or send spam through it;
  • Infringe anyone's intellectual property or privacy;
  • Probe, scan, or interfere with the Service's security, or upload malware;
  • Scrape or reverse-engineer the Service, or resell or redistribute it.

4. Intellectual property

We retain all rights, title, and interest in the Service, including the software, branding, and documentation. We grant you a limited, non-exclusive, non-transferable right to use the Service within the plan you've selected.

5. Your content

You retain ownership of any data you put into Ment. You grant us a limited license to host and process it solely to provide the Service to you.

6. Payments, subscriptions & taxes

Paid plans are sold through our reseller Paddle. Billing terms, payment methods, taxes, and the customer agreement at checkout are governed by Paddle's Buyer Terms. Our order process is conducted by our online reseller Paddle.com. Paddle.com is the Merchant of Record for all our orders. Paddle provides all customer service inquiries related to billing and handles returns.

7. Refunds

We offer a 30-day money-back guarantee. See our Refund Policy for details.

8. Service level & warranties

The Service is provided "as is". We don't guarantee it will be uninterrupted or error-free, and to the fullest extent permitted by law we disclaim all implied warranties including merchantability and fitness for a particular purpose.

9. Liability

To the extent permitted by law, our aggregate liability for any claim is limited to the fees you paid us in the 12 months before the claim. We are not liable for indirect or consequential damages such as lost profits, data, or goodwill. Nothing in these terms limits liability for fraud, death, or personal injury where the law forbids it.

10. Suspension & termination

We may suspend or terminate access for material breach of these terms, non-payment, a credible security or fraud risk, or repeated or serious policy violations. On termination we'll give you a reasonable window to export your data before deletion.

11. Changes

We may update these terms. Material changes will be communicated through the app or by email. Continued use of the Service after a change means you accept the updated terms.

12. Governing law

These terms are governed by the laws of the jurisdiction in which the operator resides, and disputes will be resolved in its competent courts.

13. Contact

For questions about these terms, contact us through the in-app support menu.